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Don't Waste Time! 5 Info To begin $255 Payday Loans Online Same Day

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Rudolph Cordero 23-02-21 07:53 view316 Comment0

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Personal Loan Alternatives Backed by Backed

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Alternatives to Personal Loans Backed by Credit
Backed loans do not appear to be in the market. Compare a Backed personal loan to other loans.
Annie Millerbernd Lead Writer • personal loans, "buy now, pay later" loans, cash advance apps Annie Millerbernd is a NerdWallet expert in personal loans. Prior to joining NerdWallet in 2019 she worked as news reporter for California and Texas, and as an expert in digital content at USAA. Annie's work was cited by the press and was published in The Associated Press, USA Today and MarketWatch. Annie has also been quoted by New York magazine and appeared as a guest on the NerdWallet's "Smart Money" podcast as in addition to local television and radio. She is based in Austin, Texas.





Oct 16 October 16, October 16, 2020


Written by Kim Lowe Lead Assigning Editor Consumer lending Kim Lowe leads the personal loans editorial team. Kim Lowe was hired by NerdWallet in the last 15 years, after managing the content on MSN.com which included travel, health and food. Kim began her career as a journalist for publications which covered mortgages, supermarket and restaurant industries. Kim received a bachelor's degree in journalism at The University of Iowa and a Master of Business Administration from the University of Washington.







The majority or all of the products featured here come from our partners who pay us. This affects the products we review as well as the place and way the product is featured on a page. But, it doesn't affect our assessments. Our opinions are entirely our own. Here's a list and .



Backed, a loan provider that offered low-rate, co-signed personal loans, appears to no longer offer unsecure personal loans. The lender has no longer an online presence, and NerdWallet is unable to contact the company. It is possible to find an individual loan at credit unions, banks and .
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personal loan alternatives to Backed
Online lender
Online lenders customize their personal loans to various kinds of borrowers. They offer loans to those with fair, good or bad credit. They permit borrowing for just about any purpose. Some provide joint personal loans, which are similar to co-signed loans. Comparing offers can help you get the best rate and also find the loan that has the most benefits.
Here's what a typical online loan will look like:
Credit scores from poor to excellent accepted.
APR range: 6% to 36 percent.
Loan amounts: $1,000 to $100,000.

>> MORE:
Credit unions
Credit unions are a good first option for members with bad or fair credit. They will look beyond your credit profile and evaluate things like your standing at the bank to make a loan decision.
, a national credit union, allows members to include co-signers on your personal loans. Membership is open to all.
Here's how a typical credit union loan will look like:
Credit scores ranging from low to excellent may be accepted.
APR range between 7% and 18%.
Amounts of loans: $500 to $50,000.

>> MORE:
Compare personal loans
Here are three lenders you can think about as alternatives to Backed. They all offer joint or co-signed loans. NerdWallet suggests using multiple lenders to compare rates.
The ratings of NerdWallet are based on the opinions of our editorial team. The scoring formula is based on the factors we believe to be consumer-friendly, including the impact on credit scores, rates and fees, customer experience and ethical lending practices.


NerdWallet's ratings are determined by the editorial staff. The scoring formula considers factors we consider to be consumer-friendly, including the impact on credit scores rate and fees, customer experience and responsible lending practices.


NerdWallet's ratings are determined by our team of editors. The scoring formula takes into account the factors we believe to be friendly to consumers, such as the impact on credit score, rates and fees customers' experience, and ethical lending practices.


Est. APR 8.49-35.97%

Est. APR 7.99-29.99%

Est. APR 18.00-35.99 Percentage

The loan term is between 2 and 7 years

The loan term is 2-5 years

Loan term 2 to 5 years

Loan amount $1,000-$50,000

Amount of loan: $5,000-$50,000

Loan amount $1,500-$20,000

Min. credit score 560

Min. credit score 620

Min. credit score Non e






Banks
The main feature of a personal loan was the option to co-sign with a person, that is uncommon among bank lenders. is one of the banks that permits customers to add a co-signer to increase their likelihood of approval or get a lower rate.
Here's how a typical bank loan appears to be:
Good-to-excellent-credit Customers and current borrowers are the most sought-after.
Variation in APR: 5 to 29%.
The loan amount is $1,000 up to $100,000.

>> MORE:



About the author: Annie Millerbernd is an individual loans writer. Her writing has been featured on The Associated Press and USA Today.







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